Bajaj Allianz Life Insurance

Airport Road, Maharashtra Co-Operative Housing Society, Yerawada, Pune, Maharashtra 411006, India

Website

2066026773

10.00-18.00 week days - Sunday closed

Term insurance is a type of life insurance product that provides financial protection to the beneficiary of the policy if the life insured dies during the policy period. Term insurance provides a life insurance cover for a specific period or term of the year against the predetermined premium paid and term selected by the policyholder. The nominee receives a death benefit in case the policyholder dies during the active term of the policy. The policyholder has to pay the premiums without fail to keep the term insurance plan active. Term insurance is the simplest and one of the most affordable types of life insurance plans.

Along with financially securing the policyholder’s family, term insurance plans can also be used to fulfil the future needs of the children like education and marriage. Some term insurance plans offer optional coverage for critical illness and partial or complete disability as these can disrupt the regular income of the life assured. It is important to understand how term insurance plans work. Term insurance doesn’t offer maturity benefits and the plan ceases to exist after the expiry of policy term.

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