Reliance General Insurance

Reliance general insurance, Kanakapura Road, 1st Block, Jayanagar 6th Block, Jayanagar, Bangalore, Karnataka, India

Website

2248903009

10.00-18.00 week days - Sunday closed

Health Infinity Health Insurance Policy

Beneficial discounts and offers for you

10% discount* on
buying this policy online
10% discount* on
buying 2/3 years policy
10% prime discount*
for existing customer
10% discount* on
policy renewal
Up to 5% discount for
COVID-19 vaccinated customers

Benefits with no sub-limit

Hospital room rent
Road ambulance charges
Organ donor expenses
Ayush benefit

Infinite reasons to choose us

Day care
treatment coverage
90 days
free cancellation
Robotic surgery for
quick recovery
Restore your
sum insured
90 days pre & 180 days
post hospitalisation
Wide range of sum insured from Rs. 3 Lacs to Rs. 1 crore

Take a detail look at the benefits that we cover

Take a look at the various plans that we have in store for you

Sum Insured (in Rs.) 3 Lacs​ 5 Lacs​ 10 Lacs​ 15 Lacs​ 50 Lacs​ 1 Crore

Section 1: Ba​​sic Benefits

Inpatient Care No Sub limits
Special Treatments (in Rs.)
Co-payment of 50% of admissible Medical Expenses for all Sum Insured options
1 Lacs​ 1 Lacs​ 1 Lacs​ 1.5 Lacs​ 5 Lacs​ 10 Lacs
Day Care Procedures No Sub limits
Domiciliary Hospitalisation No Sub limits
Organ Donor No Sub limits
Ayush Benefit No Sub limits
Pre-Hospitalisation Medical Expenses Upto 90 days
Post-Hospitalisation Medical Expenses Upto 180 days
Emergency Ambulance No Sub limits
Transportation Benefit Maximum upto Rs. 500
Restore Benefit ​Equal to 100% of Sum Insured

Section 2: More Options Benefits​

MoreCover^ (in Rs.) 1 Lacs​ 2 Lacs​ 3 Lacs​ 5 Lacs​ 15 Lacs​ 30 Lacs
MoreTime ^ Extended Policy Year of 13 months if Policy period is 1 year
and
Extended Policy Year of 26 months if Policy Period is 2 years

Section 3: Voluntary Co-payment​

Voluntary Co-payment^ 10% if ​opted

Take a look at the eligibility criteria for Health Infinity Insurance

Age Child: 91 days to 25 years*** | Adult: 18 years to 65 years***
Family Composition for Floater policy Maximum 8 members – 2 Adults and up to 6 children​
Policy Period​ 1 year, 2 years & 3 Years​
Sum insured​​ 3 lacs, 5 lacs, 10 lacs, 15 lacs, 50 lacs, 1 Crore​​

Initial waiting period for Health Infinity Insurance

Initial waiting period A waiting period of 30 days applicable to all claims unless insured suffers an accident
A specific waiting period A specific waiting period of 24 months is applicable on specific diseases as mentioned in policy as long as insured is in his/her third year of policy without break.
Pre-existing Diseases waiting period​ Pre-existing Diseases shall not be covered until the completion of 36 months of continuous coverage have elapsed, since inception of the first Health Infinity Policy provided that the Pre-existing Disease is declared and/or accepted in the proposal.​

Take a look at the exclusions for Health Infinity Insurance

All permanent exclusions shall apply individually for each Insured Person and claims shall be assessed accordingly. We will not make any payment for any claim in respect of any Insured Person directly or indirectly for, caused by, arising from or in any way attributable to any of the following unless expressly stated to the contrary in this Policy:
  • Investiga​tio​n & Evaluation
  • Obesity/Weight control
  • Change-of-Gender treatments
  • Cosmetic or Plastic surgery
  • Hazardous or Adventure sports
  • Breach of law
  • Excluded providers
  • Drugs or treatments
  • Wellness and Rejuvenation
  • Dietary Supplements & Substances
  • Rest Cure, rehabilitation and respite care
  • Refractive Error
  • Unproven Teatments
  • Birth control, Sterility and Infertility
  • Maternity
  • Alternative Treatments
  • Circumcision
  • Convalescence or Rehabilitation
  • Dental Treatment
  • Drugs or treatments
  • Enteral feedings
  • External Congenital Anomaly
  • Hearing Aids
  • Hormonal therapies
  • Medically Necessary Teatment
  • Medical supplies
  • Non-medical expenses
  • Outpatient treatment (OPD)
  • Overseas treatment
  • Peritoneal dialysis
  • Prosthetic and other devices
  • Reasonable & Customary Charges
  • Self-inury or suicide
  • Sexually transmitted diseases
  • Sleep-apnoea
  • Spinal subluxation, manipulation and muscle stimulation
  • Treatment by a family member
  • Treatment outside discipline
  • Vaccination and immunisation
  • War or si​​milar situations

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